Receive a loan
of up to RM5000
in 15 minutes
Easy process, only MyKad required
Our loan process
Submit an application
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Select your loan amount
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Enter phone number and verify via OTP
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Submit a short application form
Get approved
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Get approved in just 15 minutes
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Confirm your details via call if necessary
Receive your money fast
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Receive instant money transfers
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Access funds from any bank account
Our partners
Why choose us?
Easy process
Money received the same day
Fully licensed
Only MyKad required
Frequently Asked Questions
What is Nimbura personal loan service?
Nimbura is proud to be authorized by the Ministry of Housing and Local Government (KPKT) to offer licensed lending services. As a recognized participant in Malaysia’s Credit Community, Nimbura provides modern financial solutions aligned with the government’s push for innovation.
What exactly is a personal loan?
A personal loan is a type of unsecured financing that allows individuals to borrow a fixed amount from a licensed financial institution and repay it with interest over an agreed term.
Unlike loans for specific purchases like a house or car, personal loans can be used for multiple purposes, such as:
• Handling medical costs – Cover emergency treatments or hospital bills.
• Education – Pay for tuition, courses, or certifications.
• Weddings or events – Finance major celebrations or personal milestones.
• Business needs – Get capital for a small business or investment opportunity.
• Renovating your home – Fund improvements or upgrades.
How do I apply for an instant personal loan?
Nimbura makes applying for a personal loan quick and safe. Here’s how the process works:
1. Complete the application – Submit your personal and financial details.
2. Select loan amount and repayment plan – Choose what suits your needs and budget.
3. Upload documents – Provide ID and other required files securely.
4. Fast review and approval – applications are approved the same day.
5. Receive your loan – Once approved, the funds are transferred directly to your account.
With no need to visit any branches, you can apply from the comfort of your home and get access to funds when you need them most.
How long does it take to get approved for a loan?
Approval through Nimbura is almost immediate – typically under 15 minutes.
Here’s a breakdown:
• Apply easy – Submit your details and documents.
• Speedy verification – Our system verifies your eligibility quickly.
• Approval decision in minutes – You’ll know the outcome almost immediately.
• Fast payout – Once approved, the loan is deposited directly into your bank account.
Why Nimbura?
• No paperwork or delays
• Instant results
• Quick and secure disbursement
Need urgent financial help? Get approved in minutes with Nimbura!
What is the maximum amount I can borrow?
Your borrowing limit depends on your status as a borrower:
• New applicants can request up to RM 5,000
• Returning customers with a solid repayment history may qualify for up to RM 10,000
This tiered system encourages responsible borrowing and offers the potential to increase your limit over time.
Can I pay off my loan earlier than scheduled?
Yes, absolutely! Nimbura allows early repayment without any extra charges.
Here are the benefits of repaying ahead of time:
• No penalties – Settle your loan early without incurring fees.
• Lower interest costs – Reduce total interest by shortening the loan term.
• Higher future loan limits – Early repayment can boost your borrowing capacity.
• Faster approval next time – Building a good repayment history may lead to quicker processing for future loans.
If you’re ready to pay off your loan early, just make the payment through our secure online system – it’s that easy.
More features in the App
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Increased chances of approval
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Easier way to apply and to make payments
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More favorable conditions
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Special offers and promotions
